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Flood Mitigation and Recovery Resources

Flooding in our region can be caused by spring snowmelt, heavy summer rains, or local drainage challenges. While we cannot always control the water, we can control how prepared our homes are to face it. This page offers a detailed roadmap for flood mitigation—from structural upgrades to proper landscaping—and critical safety advice for navigating high water. Additionally, you will find information regarding provincial Disaster Financial Assistance (DFA) and how to verify your insurance coverage for uninsurable losses.

Residential Flood Prevention Checklist

Proactive steps taken now can significantly reduce the risk of water damage to your home and belongings.

  • Internal Systems: Install a backwater valve and maintain a working sump pump with a battery backup. Use water-resistant building materials for flooring, walls, and insulation in basements.

  • Appliance Protection: Elevate washers, dryers, water heaters, and HVAC systems on platforms. Relocate your electrical panel to the main floor if possible.

  • Landscaping: Raise and slope land away from your home. Plant deep-rooted native vegetation that can withstand both flooding and drought.

  • Water Management: Create a rain garden to absorb runoff and maintain any wetlands or marshes on your property, as these act as natural sponges.

  • Sandbags: Keep a supply of sandbags and plastic sheeting ready for emergencies.

    The RM of Reynolds often has sand bags available for residents. Contact the office to check for availability.

  • Structural Upgrades: For high-risk areas, consider installing a ring dike or raising/moving your home above historical flood levels.

Insurance: Are You Protected?

Residential overland flood coverage is offered by many insurers but is not typically included in a standard policy. Speak to your home insurer for details and options.

  • Coverage Basics: Overland flood coverage is often combined with sewer backup and groundwater seepage protection.

  • Cost vs. Risk: In Manitoba, this coverage typically costs between $100–$300 annually and often covers $10,000 in damages.

  • Check Your Policy: You do not need to live near a river to experience flooding; heavy rains or blocked ditches can cause damage. Talk to your provider today to ensure you aren’t paying out of pocket.

Disaster Financial Assistance (DFA)

When a natural disaster causes uninsurable damage, provincial funding may be available to help residents recover.

  • Types of Funding: DFA is established on a case-by-case basis. There is also specific compensation for artificial flooding caused by provincial water infrastructure.

  • Documentation: If you experience damage, take photos of all affected areas before beginning any cleanup or repairs.

  • Learn More: Visit the Manitoba EMO Funding Page for current hazard grants and application details.

Flood Safety & Boating

Floodwaters create hidden hazards, particularly involving your property’s electrical systems and local power lines.

  • Basement Safety: Never enter a flooded basement. Water mixed with energized electrical equipment can cause serious injury or death. Call Manitoba Hydro to disconnect service first.

  • Boating Clearances: High water levels significantly reduce the distance between your boat and overhead power lines. Maintain a minimum clearance of 10 metres.

  • Night Travel: Avoid travelling by boat at night during a flood, as electrical wires and floating debris become impossible to see.

Emergency Management Organization Downloadables

Want to support your community? We are looking for volunteers to join our EMO team. If you’re interested in lending a hand to your community safety, contact the municipal office 204-426-5305.